Every Insurer has different features within their motor policy, even though there are only three types of cover available. We make it easier for you to find the one that suits your needs. Whether you’re looking to insure your car, motor cycle, van or lorry or even to bring all your family’s vehicle insurance under one hood.
Don’t forget we’ll search the insurance market to find the best deal for you on your motor insurance.
This is the basic car insurance policy that is compulsory in Malta. It insures your legal liability towards third parties but your own damage is not covered.
In addition to the cover provided under Third Party Only, this policy has added cover for loss or damage to your vehicle caused by fire, theft or attempted theft. However it will not protect you against damage to your vehicle if you’re involved in an accident, or if it is vandalised.
A comprehensive policy will give you a wider insurance protection ranging from damages to third party vehicles, property or injury to persons as well as crucially covering damages to your vehicle even if you are considered at fault for the accident. It is worth noting that a comprehensive policy does not give you an open cheque and it is important to read and familiarise yourself with all the terms, conditions and exclusions in the policy.
Thomas Smith Insurance Brokers Ltd is enrolled in the Insurance Brokers List and is authorised to carry out insurance intermediary activities in terms of the Insurance Intermediaries Act, regulated by the Malta Financial Services Authority.
Thomas Smith Insurance Brokers Ltd.
Polidano Group Buildings, Entrance B,
Triq Hal Farrug, Luqa LQA 3078, Malta
T +356 2205 8580
